Title: Flood Insurance
Published: February 27, 2016
Last modified: July 28, 2025

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#  Flood Insurance

## Looking for Flood Insurance in STATENAME?

When most people think of a flood, they might think of events like Hurricane Katrina,
or Hurricane Sandy. These were huge devastating storms that caused billions of dollars
in damage.

In reality, most floods are caused by far less catastrophic situations. In fact,
it only takes a few inches of standing water to cause tens of thousands of dollars.

If you’re looking for flood insurance in CITYNAME we’ve got you covered. Did you
know that every single house in the entire country is in a FEMA flood zone? It’s
just that some flood zones are worse than others.

In most situations, you will have a 30 day waiting period when you buy flood insurance,
so don’t wait until it’s too late!

## Homeowners insurance does not cover flood damage

Regardless of whether you live in CITYNAME or any other part of STATENAME, flood
insurance has to be purchased as a separate, stand-alone policy.

**It is not covered by homeowners insurance.**

Flood insurance policies also reimburse you for the work that you and other family
members did to sandbag your homes, move furniture and remove debris.

If you live in certain flood zones, your mortgage company may require that you purchase
a flood insurance policy.

If you live outside a high-risk zone, or if you no longer have a mortgage, flood
insurance is optional.

## How to get started on your Flood Insurance quote

To get started on your quote, [**call**](https://mu3.advisorevolved.com/contact/?output_format=md)
our office or [**click**](https://mu3.advisorevolved.com/quotes/?output_format=md)
over to our quotes page. Either way we’ll make the process simple!

### Want to compare your options?

Click the button below to head to our quotes page where you can enter some basic
information to have our team help with your insurance!

 [ Start A Conversation With Us  ](https://mu3.advisorevolved.com/quotes/?output_format=md)

##### Ready to get started?

### Start Your Quotes Today

Enter some basic information below to get the process started.

 [ Start Quotes ](https://mu3.advisorevolved.com/quotes/?output_format=md)

####  Service Options

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