Title: Hospital Indemnity Insurance
Published: December 7, 2016
Last modified: July 28, 2025

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#  Hospital Indemnity Insurance

## Looking for Hospital Indemnity Insurance in CITYNAME?

When you’re hospitalized, chances are there will be expenses that you have to pay
yourself, even with an existing healthcare plan. A hospital indemnity insurance 
plan can cover a percentage of your income while you’re out of work and in the hospital.

It provides a cash benefit paid directly to you, which can help with your out-of-
pocket expenses. One form of this plan is known as hospital confinement indemnity
insurance.

While traditional health insurance pays for specific medical services after deductible
or copayment amounts are satisfied, hospital indemnity insurance triggers coverage
when specific events associated with hospital stays occur.

A type of supplemental insurance, hospital indemnity plans pay out when a policyholder
checks into a hospital for an overnight stay, entitling him to claim a certain amount–
say $450 – against the policy.

For each additional night’s stay he can add another $450 on top. A three-day sojourn
at the local infirmary would entitle him to $750 and so on.

In addition to a hospital per diem, a more robust plan might feature payments per
ambulance trip, surgery or maternity visit, or increased payments for intense ailments
such as stroke or cancer. Benefits can disburse in lump sums for short admittances
or on a daily or weekly basis during longer visits.

## How to get started on your quote

To get started on your quote, [**call**](http://mu3.advisorevolved.com/contact/?output_format=md)
our office or click over to our [**quotes page.**](http://mu3.advisorevolved.com/quotes/?output_format=md)

Either way we’ll make the process simple!

### Want to compare your options?

Click the button below to head to our quotes page where you can enter some basic
information to have our team help with your insurance!

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##### Ready to get started?

### Start Your Quotes Today

Enter some basic information below to get the process started.

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